INSURING SPORT DIVERS
since
1972
Small Craft & Boats
Specialist RIB
Westfield Sub Aqua & Marine Insurance Services Ltd. have been insuring Sport Divers since 1972, with tailor-made policies, and can boast of insuring a great many UK dive clubs and individual divers throughout the country.
The Westfield Boat Insurance Policy is underwritten on a specifically designed policy for Dive Boats and RIBs for
your sport diving activity.
The policy includes various elements of cover that standard marine policies will not, such as liability cover against causing injury to your own divers whilst in the water i.e. your own crew members. We see this as a most important part of the policy as we understand the craft is often used to transport and collect divers to and from dive sites.
We also cover the Lower Leg of the engine and subsequent damage resultant from the striking of underwater or floating objects. Water ski cover may also be included if required and we are often able to agree moorings if the craft is not kept at home.
Frequently Asked Questions.
Should you have further questions or just wish to discuss this policy with us, please feel free to contact our office and we will be happy to help.
Q: Are we covered whilst towing the craft?
A: Yes, inland transit cover is provided, however this policy will not cover the damage caused to somebody's vehicle or property as this is covered by your motor insurers; i.e this policy does cover the damage caused to your boat, trailer or engine, which the motor insurers would not cover.
Q: How far can I use the craft off shore?
A: The policy allows up to 20 miles off shore as standard. If a further distance is required, we may be able to arrange this for you when required.
Q: What happens if I collide with a diver or a swimmer in the water?
A: This is an important part of the policy. Up to 3 million pounds cover is provided if you were to injure the swimmer or diver. Although we find that most standard marine policies exclude cover if you were to strike one of your own crew members, i.e divers, we do provide this cover with our policy (legal negligence must be proven on each occasion).
Q: Can we use the craft for water skiing?
A: Yes, if the additional cover is selected, the policy will provide up to 1 million pounds cover (however, legal negligence must be proven on each occasion).
Q: Is the engine covered if I hit an underwater object?
A: Yes, if the appropriate additional cover is selected.
Are we covered whilst towing the craft?
How far can I use the craft off shore?
What happens if I collide with a diver or a swimmer in the water?
Can we use the craft for water skiing?
Is the engine covered if I hit an underwater object?
YOUR INSURANCE BUDDY
01483 237827
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Westfield Sub Aqua & Marine Insurance Services Ltd
is registered as a limited company
in England No. 450587.
Registered Office: 14 Lambourne Drive, Bagshot,Surrey, GU19 5BY